Payments0.30% FX
Treasury0.50% AUM
PayrollUSD 12 / emp
BundleFrom $2,400/mo
Customer saves$81,960 / yr
01Schedule of Consideration
Pricing the customer can do the math on.
Three priced modules. One discounted bundle. Volume tiers above $10M annual flow. No setup fees, no minimums on the standalone modules, no per-seat lock-ins on Payments.
Payments
Cross-border B2B settlement, lowest spread in the category
0.30%FX spread, no fixed fee
Programmable Treasury
4.1% USDG yield on idle cash, 50bps fee to Nuseum
0.50%AUM annually
Cross-Border Payroll
Multi-country workforce, automated tax withholding per country
USD 12per employee per month
Full OS Bundle
All five modules, discounted, volume tiers above $10M flow
From USD 2,400per month
02Worked Examples
What it costs. What it earns. What it replaces.
Payments
- — At $4M annual flow: $12,000 to Nuseum
- — At $40M annual flow: $120,000 to Nuseum
- — Replaces ~$72,000 of bank FX (200 bps → 30 bps)
Programmable Treasury
- — At $3M idle treasury: $15,000 fee to Nuseum
- — Yield earned: $123,000 / year (4.1% on USDG)
- — Net to company: $108,000 / year. No bank offers this. No bank can.
Cross-Border Payroll
- — 35 employees across 3 countries: $5,040 / year
- — Replaces $17K part-time CFO retainer + $8K FX slippage on payroll
- — Net payback in month one
Full OS Bundle
- — All five modules, volume tier discounted
- — Single API · single dashboard · single vendor audit trail
- — From $2,400 / month — volume tiers above $10M annual flow
03Typical Customer
$4M cross-border flow / year. The math, in full.
Nuseum captures
- Payments (0.30%) ........ $12,000
- Treasury (0.50% on $3M idle) $15,000
- Payroll (35 employees) ... $5,040
- Total Nuseum: $32,040 / year
Same company overpays bank
- FX alone .................. $72,000
- CFO retainer .............. $17,000
- Idle treasury loss ........ $25,000
- Bank burn: $114,000 / year
Net saving vs status quo: $81,960 / year. Nuseum captures $32,040. Customer keeps $81,960 they were giving away.
▸ See /architecture for the infrastructure these prices buy and /corridorsfor which lanes are live today.